

There is more information that will tell you Get at least three quotes from different direct writers, brokers and agents. Rates: Many companies sell insurance policies and rates vary greatly from one to another, so it pays to shop around.Insurance company is licensed to do business in the province, visit the Financial Services Commission of Ontario website. Insurance broker is licensed to do business in the province, visit the Registered Insurance Brokers of Ontario website. Licensed: Remember, insurance can only be sold by a licensed broker, agent or insurance company in Ontario.There are six things you should think about when selecting your agent, broker or insurance company. There are many insurance companies who sell auto insurance in Ontario, so it is important to do your homework. For information on direct writers, visit Canadian Association of Direct Relationship Insurers (CADRI).For information on insurance companies, visit Insurance Bureau of Canada (IBC).Or learn more at the Insurance Brokers Association of Ontario (IBAO). Consult your local business telephone directory under "Insurance Agents," "Insurance Brokers" and "Insurance-General.".Ask family and friends if they would recommend their own broker, agent, insurance company, or direct writer.There are several ways to find an insurance agent, broker, or direct writer: Insurance agents generally represent only one insurance company.ĭirect writers are insurance companies that sell their own insurance products directly to consumers. You have the right to ask your broker to provide you with the names of all the companies he or she represents.

Insurance brokers sell insurance on behalf of a number of different insurance companies and will find you the best rate just from those companies. You may purchase auto insurance from a licensed: Return to top Size: # kbWhere Can You Purchase Auto Insurance? More importantly, if you are found to be at fault for an accident causing injury or death to another person, you may be held personally responsible for his/her medical costs and other losses.
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"high-risk" driver and charge you higher premiums or refuse to sell you insurance altogether. If you are convicted of driving without valid auto insurance, your insurance company may consider you a If you are found driving without valid auto insurance, you can have your driver's licence suspended and your vehicle impounded.
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Ontario law requires that all motorists have auto insurance.įines for vehicle owners, lessees, and drivers who do not carry valid auto insurance can range from $5,000 to $50,000.
